Borrowed a car and died in crash? Family can’t seek owner’s insurance claim, says Delhi HC

A Delhi high court ruling clarifies that families cannot claim compensation from a car owner’s personal accident insurance via the Motor Accident Claims Tribunal (MACT) if the borrower dies driving the vehicle. Such claims, particularly under Section 166 of the Motor Vehicles Act requiring proof of negligence, are deemed contractual and fall outside MACT’s jurisdiction, necessitating pursuit in consumer forums or civil courts.